Like many people, I didn't start my adult life with great financial habits. I made plenty of mistakes—credit card debt, impulse purchases, the whole nine yards. But each mistake taught me something valuable.

I became passionate about personal finance after realizing that small changes in how I managed money could have massive impacts on my life. Suddenly, I wasn't living paycheck to paycheck. I had an emergency fund. I was actually saving for the future instead of just hoping it would work out.

But here's the thing—I didn't do it with some complicated system or by depriving myself of everything I enjoyed. I did it by being intentional with my money and making decisions that aligned with my values and goals.

That's what I want to share with you through this blog. Not perfection (because I still make financial mistakes), but progress. Not deprivation, but intentionality. Not complex strategies that require a PhD, but practical steps anyone can take.